Transaction History
Identity
Balances
Existing Loans
Assets
Account Details
Video Identity
Photo ID's
SMS & MMS
Geolocation
Lenders
Insurers
Property Managers
Investment Managers
Payments
Quick Start
API Reference
Downloads
Help Center
Blog
Contact Us
Terms & Agreements
Pricing
Provide real insight to your product or service with your clients bank account transaction history. It's a powerful tool that let's you see up to the last 3 years of bank transaction history with fine grain details. Transactions are categorized by payroll deposits, existing loans or housing payments, discretionary spending and more. Combined with our Ancillary verification, build the best product, reduce your fraud or speed up your underwriting process.
Provide real insight to your product or service with your clients bank account transaction history. It's a powerful tool that let's you see up to the last 3 years of bank transaction history with fine grain details. Transactions are categorized by payroll deposits, existing loans or housing payments, discretionary spending and more. Combined with our Ancillary verification, build the best product, reduce your fraud or speed up your underwriting process.
Account Access
Every account includes access to all of our API's. Simply call the API you're looking for in production to be part of your pricing structure.
Easy Pricing
All our API calls have a flat fee which makes it easy for you to integrate and know what costs your company can expect.
Secure
We take security seriously and every call made to the API needs to be encrypted. We support a minimum of TLS version 1.3, 2048 bit encryption.
Reliable
Your service is only as reliable as ours, when you depend on it. API Access is over 99.9% reliable and is backed by our SLA.
Provider Comparison
| Flinks | Plaid | Helium | |
|---|---|---|---|
| Minimum Pricing | $500 CAD or more | $500 USD or more | Free to start |
| API Access | Days to weeks | Over 48h | Instant access |
| Integration Support | Extra Paid Service | No support | Free included support |
| Client Support | Never | Not Offered | Yes, clients can reach out to us directly |
| Cost | Expensive | Very Expensive | Less than the other guys |
| Supported Institutions | Just 10 | Only 20 | Over 99% of clients in Canada |
| API Access for all features are included in your account | |||
Bank Authentication
| API Call | Simple | JS API | Rest API | Price | Description |
|---|---|---|---|---|---|
| Authentication |  |
|
|
$1.00 | Authenticate with any of the available banks, including completing MFA or 2FA authentication |
| Complete Response | |
|
|
Included | All bank related items in a single call. Includes, accounts, balances, transactions, profile infomration and more. |
| Account Balances |  |
|
|
Included | Retrieve a list of accounts on file including the type, last balance and late transaction date |
| Transaction History | |
|
|
Included | Retrieve a list of account transactions on file including the description, rolling balance, flags and more |
| Profile Information | |
|
|
Included | Retrieve the name, phone number and email address on file with the bank, when available |
| Profile Information | |
|
|
Included | Retrieve the name, phone number and email address on file with the bank, when available |
| Existing Loans | |
|
|
Included | Retrieve existing loans, such as payday, car, installment or mortage payments |
| Assets | |
|
|
Included | Retrieve a list of existing assets, savings accounts, registered accounts and more. |
| Account Numbers | |
|
|
Included | Retrieve account numbers needed to direct debit or credit an account |
Ancillary Verification
| API Call | Simple | JS API | Rest API | Price | Description |
|---|---|---|---|---|---|
| Video Identity | |
|
|
$0.50 | Capture client video in real time on iOS, Android and Computers to validate identity |
| Video Retrieval | |
|
|
$0.10 | Retrieve store videos for review by your client service team |
| Photo ID's | |
|
|
$0.50 | Upload and parse a range of Photo ID's available in Canada |
| SMS & MMS | |
|
|
$0.50 | Complete verification by sending short codes, photos, videos or voice calls to clients mobile numbers |
| Geo Location | |
|
|
$0.50 | Locate clients anywhere in the world, the response contains the complete address including accuracy radius |
Property Managers
Get a complete report that includes credit score and history, previous addresses, employment records, verified income and likelihood of default. Our reports include our proprietary scoring scale from 1 to 10 that indicates the client's ability to pay on time.
Easy to download reports start at just $25 per client.
Easy to download reports start at just $25 per client.
Link your app, onboarding or underwriting process to our verification API's
We analyze the complete account, providing all the history available up to 3 years
For Deposits
View Payroll and Income
Transfers from other accounts
Totals and averages
Validate client inputs
For Withdrawals
View housing payments
Discretionary spending
Loans or Payments
Categorized neatly
For Identity
Address
Legal names
Phone numbers
Email addresses
We analyze the complete account, providing all the history available up to 3 years
For Deposits
View Payroll and Income
Transfers from other accounts
Totals and averages
Validate client inputs
For Withdrawals
View housing payments
Discretionary spending
Loans or Payments
Categorized neatly
For Identity
Address
Legal names
Phone numbers
Email addresses
Integrate and get started quickly
We get it. It's hard to integrate things.
Choose from 3 different methods for integrating, with drop in JS or Simple Integration to complete backend for those looking for a more customized solution. All options are included with your API access so you can change your mind after.
We get it. It's hard to integrate things.
Choose from 3 different methods for integrating, with drop in JS or Simple Integration to complete backend for those looking for a more customized solution. All options are included with your API access so you can change your mind after.
TRY FREE
Simple Quickstart
Zero configuration drop in iFrame, Emails or Portal to get your started
Zero configuration drop in iFrame, Emails or Portal to get your started
Quick to implement
Email links to clients
Everything is integrated
No libraries or server load
TRY FREE
Quickstart JS API
Include a code snippet to get up and running in minutes
Include a code snippet to get up and running in minutes
Drop in code snippet
Specify where to show
Asyncrounous server calls
Flexible design CSS
TRY FREE
JSON or XML API
Access using HTTPS directly by your backend or in-house software
Access using HTTPS directly by your backend or in-house software
Design your own UI
Use with in-house backend services
Programming samples included
Access raw data
Signup for the starter package and get $1,000 in free calls.
Limited time offer for new clients only. Value based on 1k x $1.00 calls, to the Bank Authorization API.
Limited time offer for new clients only. Value based on 1k x $1.00 calls, to the Bank Authorization API.
Instant AccessGet your API Access Key and get complete online documentation to have your application up and running in minutes.
Easy IntegrationDrop in frameworks make it quick and easy to get started. Choose from JS, iFrame or Direct API integrations.
No Pre-paymentSome providers require you to pre-pay up front hundreds or thousands of dollars. With us you only pay for what you use at the end of the month.
Gain access to the suite of verification API's in minutes
How to get started
It's easy to start integrating with us today. You can request a new API Access Key and get your product or service using our API's in minutes.View the complete reference in the API Documentation
API Docs Quickstart
Get in touch with an integration specialist
We're here with you 7 days a week from 9am to 11pm EST
Give us a call at 1-855 6-Helium (643-5486) or email us at support@heliumverify.com
Estimate integration time Help you choose the right products Information on pricing
